* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Inter, Arial, Helvetica, sans-serif;
}

body {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  background: linear-gradient(135deg, #f8fbff 0%, #eef4ff 45%, #eff6ff 100%);
  color: #0f172a;
}

.page-shell {
  width: min(1120px, 100%);
}

.hero-card {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  background: #ffffff;
  border: 1px solid #e3ebff;
  border-radius: 32px;
  overflow: hidden;
  box-shadow: 0 30px 90px rgba(15, 23, 42, 0.12);
  animation: fade 0.5s ease;
}

.hero-copy {
  padding: 48px;
  background: linear-gradient(135deg, #f8fbff 0%, #edf4ff 100%);
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
}

.hero-copy::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    circle at top right,
    rgba(37, 99, 235, 0.12),
    transparent 35%
  );
  pointer-events: none;
}

.eyebrow {
  display: inline-block;
  width: max-content;
  padding: 8px 12px;
  margin-bottom: 14px;
  border-radius: 999px;
  background: #dbeafe;
  color: #1d4ed8;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.step-badge {
  display: inline-block;
  width: max-content;
  padding: 7px 10px;
  margin-bottom: 10px;
  border-radius: 999px;
  background: #eff6ff;
  color: #2563eb;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

h1,
h2 {
  color: #0f172a;
  margin-bottom: 12px;
}

h1 {
  font-size: clamp(1.8rem, 3vw, 2.8rem);
  line-height: 1.1;
}

h2 {
  font-size: 1.35rem;
}

.hero-copy p,
.step-box p {
  color: #475569;
  line-height: 1.7;
  margin-bottom: 14px;
}

.benefits {
  list-style: none;
  display: grid;
  gap: 10px;
  margin: 18px 0 24px;
}

.benefits li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #334155;
}

.benefits li::before {
  content: "✓";
  display: flex;
  align-items: center;
  justify-content: center;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #dbeafe;
  color: #1d4ed8;
  font-weight: 700;
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

.stats div {
  padding: 14px;
  border-radius: 14px;
  background: #fff;
  border: 1px solid #dbeafe;
  text-align: center;
}

.stats strong {
  display: block;
  color: #1d4ed8;
  font-size: 1.05rem;
}

.stats span {
  display: block;
  color: #64748b;
  font-size: 0.9rem;
  margin-top: 4px;
}

.form-card {
  padding: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(145deg, #ffffff 0%, #f8fbff 100%);
}

.form-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}

.bank-logo {
  font-weight: 800;
  color: #0f172a;
  background: linear-gradient(90deg, #0f172a, #1d4ed8);
  -webkit-background-clip: text;
  background-clip: text;
  font-size: 18px;
}

.bank-sub {
  color: #64748b;
  font-size: 13px;
}

.step-box {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

input,
select {
  width: 100%;
  padding: 13px 14px;
  border: 1.5px solid #dbeafe;
  border-radius: 12px;
  font-size: 15px;
  outline: none;
  transition: 0.25s ease;
  background: #fff;
}

input:focus,
select:focus {
  border-color: #2563eb;
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.12);
}

button {
  width: 100%;
  padding: 14px 16px;
  border: none;
  border-radius: 12px;
  background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease;
  box-shadow: 0 10px 24px rgba(37, 99, 235, 0.18);
}

button:hover {
  transform: translateY(-2px);
}

.status {
  min-height: 20px;
  font-size: 14px;
  color: #dc2626;
  font-weight: 700;
}

.success-box {
  padding: 14px;
  border-radius: 12px;
  background: #ecfdf3;
  color: #166534;
  border: 1px solid #a7f3d0;
  font-weight: 600;
  line-height: 1.6;
}

@keyframes fade {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 900px) {
  .hero-card {
    grid-template-columns: 1fr;
  }

  .hero-copy {
    padding: 32px 28px 20px;
  }

  .form-card {
    padding: 24px 28px 32px;
  }
}

@media (max-width: 560px) {
  body {
    padding: 12px;
  }

  .stats {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .hero-copy,
  .form-card {
    padding: 22px 18px;
  }
}